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支付寶年度賬單來了，網(wǎng)友：我原來這么有錢？！
發(fā)布時(shí)間：2020-01-10 08:56 點(diǎn)擊：
2019年已經(jīng)過去，就以為它不會再對你脆弱的心靈帶來創(chuàng)傷？
錯(cuò)！2019支付寶賬單來了！它雖然遲到，卻從不會缺席！
1月6日，支付寶推出2019全年總支出的統(tǒng)計(jì)。用戶可登錄app來查看一年的花銷記錄。
Digital payment service provider Alipay rolled out the annual bill of 2019 for users on Jan 6. People with an Alipay account can log on to the app and check their summary of transactions over the year.
“支付寶年度賬單”迅速成為微博熱搜話題。
"Checking your Alipay bill" quickly surged as a hot topic on weibo.
支付寶貼心的為你統(tǒng)計(jì)了2019賬單，還做成了一本書的樣子。用戶可以在app中通過個(gè)人賬戶或者搜索關(guān)鍵詞進(jìn)入該功能。
The annual bill for 2019 counts your 2019 expenses in the form of a book. Users can view annual bills through their personal account in the Alipay app, or search the keyword in the app's homepage.
今年的賬單和往年也有不同。除了總消費(fèi)，支付寶還將幾種頻繁消費(fèi)的情況進(jìn)行了分類，比如外賣、旅行、便利服務(wù)等。同時(shí)，支付寶還顯示出了用戶2019消費(fèi)行為的關(guān)鍵詞。
This year's Alipay annual bill is different from previous ones. In addition to the total consumption, it also lists your frequency of spending money on different occasions, such as takeaway orders, trips throughout the year and convenient public services used, which are illustrated with vivid drawings. Meanwhile, the system shows a keyword to characterize your spending behavior in 2019.
除此之外，支付寶也給出了用戶參與其特殊活動的數(shù)據(jù)，比如運(yùn)動、植樹、養(yǎng)雞或者為貧困地區(qū)的人提供捐助等。
Besides the amount of money, Alipay bill lists one's frequency of joining its several specific visual activities, such as exercise, planting trees, feeding chickens and sponsoring poverty-stricken individuals.
（圖片來源：網(wǎng)絡(luò)）最后，支付寶還讓用戶許下新年愿望，隨著孔明燈放飛。
In the last page, the user can choose a written wish from multiple options to make promises.
網(wǎng)友們紛紛曬出年度賬單，在和親朋好友一番的對比之后，不禁發(fā)出了來自靈魂深處的拷問：“我原來是個(gè)有錢人？”“我啥時(shí)候那么有錢？”
Netizens started to post their annual bills and compare their spending with friends and relatives. Some joked: "So I was once a rich man" and "When did I become so rich? "
當(dāng)然，還有對著自己被掏空的錢包哀嘆的……
While others mourned over their lost treasure.
支付寶賬單的相話題在數(shù)小時(shí)之內(nèi)爆火網(wǎng)絡(luò)，也顯示出移動支付對于中國網(wǎng)民的重要性。據(jù)分析平臺艾媒網(wǎng)統(tǒng)計(jì)，2019年上半年，中國移動支付交易就達(dá)到166.1萬億元人民幣。
The topic went viral in a matter of hours, underscoring how important mobile payments have become to China’s netizens. China’s mobile payment transactions reached RMB 166.1 trillion in the first half of 2019, according to iiMedia Research.
同樣，在調(diào)侃之余，也有很多用戶質(zhì)疑支付寶數(shù)據(jù)的準(zhǔn)確性。
Many users questioned the accuracy of Alipay’s numbers.
對此，螞蟻金服表示，今年支付寶年賬單沒有總消費(fèi)的概念，全部調(diào)整為總支出了。具體來說，比去年增加投資理財(cái)、金融保險(xiǎn)、人情往來、公益慈善、轉(zhuǎn)賬充值這幾個(gè)版塊。
Ant Financial responded in a report that this year’s annual statement includes total expenditures. Several new categories had been added to the total including investments and wealth management, finance and insurance, red packets sent between users, charity donations, transfers to other accounts, and pre-paid account top-up.
螞蟻金服表示，大家看到的年度總支出金額，可能會偏高點(diǎn)。支付寶不是只有花錢，其實(shí)是在幫大家管錢。
這意味著，大家看到的賬單不是只計(jì)算消費(fèi)方面的支出，而是人們在支付寶上買的基金保險(xiǎn)、信用卡還款、往自己銀行卡的轉(zhuǎn)賬等都被計(jì)算在其中，哪怕很多時(shí)候是“左手轉(zhuǎn)右手”。而且，購物退款也不會顯示在賬單里。所有這些因素都導(dǎo)致支付寶賬單顯示的數(shù)據(jù)與大家感覺的實(shí)際支出有很大誤差。
對于支付寶幫大家“管錢”的想法，也有網(wǎng)友認(rèn)為沒必要，只想看自己的消費(fèi)賬單……不過，可能支付寶此舉，就是要讓你覺得自己很有錢呢？
綜合來源：CHINADAILY微信公眾號，technode，北京青年報(bào)
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